Your company's finances.
Automatically under control.

Embilo is business software that brings sales, purchases, banking, inventory, payroll and accounting together in one system. Routine manual work disappears, data moves to the right place on its own, and you always have a clear view of your company's money.

Mets ja Puu OÜ DashboardSalesPurchasesInventoryCashLedger Search or run a command ⌘K

Sales

Invoices

14 invoices · outstanding €4,107.12

DraftMets ja Puu OÜ793.60Draft
1042Põhjala Logistika OÜ1,202.8012 days overdue
1041Valge Laev AS916.36Paid
1040Laane Tervis OÜ877.92E-invoice
1039Mere Mööbel OÜ1,488.00Paid
1038Soo Stuudio OÜ620.003 days overdue
1037Tamme Ehitus AS2,340.00Sent
1036Kivi ja Klaas OÜ418.50Paid
1035Mets ja Puu OÜ793.60Paid
1034Rannarahva Kohvik OÜ96.00Paid

Sales invoice

DraftInvoice 1043

Saved automatically Confirmed
Customer
Mets ja Puu OÜ
Date
25/10/2026
Due date
08/11/2026
LineQtyAmount
Consulting65.00 / h4260.00
Annual report380.00 / pc1380.00
Net
640.00
VAT 24%
153.60
Total
793.60 €

Try it: change the quantity and press Confirm.

Less data entry.
More time for your business.

Embilo handles anything clear-cut on its own. Where a decision is needed, it leaves it to you.

Automatically

Confirmed documents become journal entries, bank transactions with an obvious match are linked to invoices, and recurring invoices and depreciation are created every month.

By your rules

You set up rules for recurring transactions once and decide whether Embilo posts them itself or suggests them.

You decide

Exceptions and suggestions land on your dashboard. Everything Embilo did on its own is there for you to review.

A sales invoice in seconds.

The draft saves automatically, and on confirmation the invoice gets its number and journal entry. You send it to the customer as a PDF, by email or as an e-invoice. Payment reminders and late payment interest invoices take one click.

  • PDF, email, e-invoiceWhichever the customer prefers
  • Recurring invoicesMonthly, based on contracts
  • Currencies and OSSSell abroad too
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Purchase invoices
almost process themselves.

Email a purchase invoice or upload the file. Embilo picks out the details, suggests a suitable account and prepares the entry. You only check what needs your attention.

Banking and accounting work together.

Embilo matches incoming and outgoing payments to invoices when the match is clear. For recurring transactions you create rules, so the same work never has to be done twice. The bank balance and the book balance sit side by side, so any difference stands out at once.

  • Automatic matchingClear matches link themselves
  • Payment orderSeveral purchase invoices in one payment
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Know how your company is doing. Every day.

Cash at bank, sales, profit, receivables, payables and cash flow for the coming weeks are all on one screen. The balance sheet, income statement and tax returns are prepared from the accounting data.

  • Balance sheet and income statementAvailable at any time
  • KMD, TSD, XBRLEstonian filings, ready to submit
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Stock levels that move with your business.

Sales, purchases and stock movements are recorded in one inventory ledger. Cost of goods sold and inventory value flow straight into the accounts.

Payroll without needless manual work.

Employee details, holidays, absences and payroll are all connected. Embilo calculates wages and taxes and prepares the journal entries and the TSD payroll tax data.

Recurring billing and fixed assets.

Contract invoices are created monthly, quarterly or yearly. Fixed asset depreciation is calculated every month.

Works with the systems you already use.

The Embilo API connects your online shop, order management, CRM and other business systems, so the same information never has to be entered twice.

Financial data you can trust.

In Embilo, accounting rules apply at every level, not just in the user interface. They cannot be bypassed, whether by accident or through another system.

  • Confirmed entries cannot be edited

    You correct a mistake with a reversing entry or a credit note, and the original document is kept.

  • Closed periods are protected

    Data in a locked month cannot be changed except through a dedicated correction procedure.

  • Every change leaves a trail

    You see who changed what and when, and whether it was a person, an integration or the AI.

  • Roles and permissions

    Only the people who need payroll data and settings can see them.

  • Data in the European Union

    Data is stored in the European Union and backed up regularly, and each company's data is kept separate from all others.

  • AI only with permission

    Each company decides whether to switch on AI reading of purchase invoices, and the result is always a suggestion for a person to confirm.

Who Embilo is for.

For business owners

Cash, sales, profit and open invoices on one screen. The dashboard tells you what needs your decision today.

For finance managers

Month-end close, period locks, tax deadlines and the trail of every change, all in one place.

For accountants

Entries are created from documents, so little manual work is left. You can manage several companies from one login.

Early access.

We are rolling Embilo out gradually and helping every company get started. When you switch from another program, we bring over your opening balances and open invoices and go through the first month-end close together.

Pricing

A monthly base fee plus usage. You pay for what you actually use, and you can see every monthly bill in detail in Embilo. We will send the full price list with your invitation.

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Questions.

Does Embilo do everything itself, or do I need to confirm things?

Both. Embilo does the unambiguous work itself, and you can automate recurring transactions with rules. Where a match is unclear or AI suggests data, a person decides.

Which companies can use Embilo today?

Embilo is currently built for companies that keep their books in Estonia, including Estonian subsidiaries and branches of foreign companies. The app itself is currently in Estonian. If your company operates in another country, let us know what you need.

How does switching from other software work?

You choose the date from which you start working in Embilo and bring over your opening balances and open invoices. Use the form to tell us what you use now, and we will plan the switch together.

What does AI do, and what does it not do?

If the company has switched it on, AI reads purchase invoices and fills in the details. The suggestion is clearly marked and reaches the books only after a person confirms it. AI never sends payments to the bank.

Is the VAT return prepared automatically?

Embilo prepares the VAT return from confirmed invoices. You review it and file it in e-MTA, the Estonian Tax and Customs Board's portal.

Where is my data, and who can see it?

In the European Union. Each company's data is kept separate, roles decide who sees what, and every change leaves a trail.

Can Embilo connect to other systems?

Yes, through the API. That way invoices, customers and other data can be exchanged with an online shop or any other system.

How much does Embilo cost?

The price is a monthly base fee plus usage. We will send the full price list with your invitation.

Become an early Embilo user.

Tell us who you are and what software you use now. A real person will reply, not a bot, and we contact early access applicants first.

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